krankenkassen-vergleich.ch · since 2005
Krankenkassen Vergleich
In 3 steps to cheaper health insurance

Health insurance comparison,
how it works

Step by step, with deadlines, tips and the typical pitfalls. Compare, decide and switch, free of charge and in 2 minutes.

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FADP-compliant
Savings potential
in a personal comparison
2 minutes
to your personal comparison
100% free
& non-binding
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over 550 reviews
In just 3 steps

How to save on your health insurance

Clear, transparent and without sales pressure. You stay in control at every step.

Step 01

Calculate your premium

Enter your canton, age and preferred deductible. Our calculator instantly lists every available insurer with current premiums.

  • Canton & postcode
  • Age & family
  • Choose deductible & model
Calculate premiums now
Pro tips
  • Have your current policy to hand, so you can see exactly how much you'll save.
  • Always compare all family members together, family discounts may apply.
  • Adults under 26 often pay noticeably less, so enter the date of birth exactly.
Common pitfalls
  • Entering the wrong postcode. Premiums vary by region (premium regions 1 to 3).
  • Looking only at the price without considering the model (standard vs. HMO/Telmed).
Step 02

Compare offers

Compare premiums, models and benefits. Filter by what matters to you, whether HMO, Telmed or free choice of doctor.

  • All Swiss insurers
  • HMO · Telmed · family doctor
  • Transparent FOPH tariffs
Compare offers now
Pro tips
  • Higher deductible = lower premium, worthwhile above all for healthy people who rarely see a doctor.
  • Alternative models (HMO, Telmed) are up to 25% cheaper for the same basic benefits.
  • Look at customer service and reviews, not just the price.
Common pitfalls
  • Confusing supplementary insurance with basic insurance. Basic-insurance benefits (OKP) are identical everywhere.
  • Choosing a very high deductible when you already have regular treatment coming up.
Step 03

Switch for free

Choose the best insurer and we'll handle the rest. Our switching service takes care of every formality, free and non-binding.

  • Cancelling your old insurer
  • Registration with the new one
  • You sign just once
Start the switching service
Pro tips
  • Your basic-insurance cancellation must reach the old insurer by 30 November at the latest.
  • If your premium rises, you have a special right to cancel until the end of the following month.
  • Only cancel the old insurer once the new one has confirmed you in writing.
Common pitfalls
  • Cancelling too late, the 30 November deadline is strict (date of receipt, not postmark!).
  • Cancelling supplementary insurance without checking first, a new insurer can refuse to accept you.
Ready to save?

Your personal savings potential in 2 minutes

Enter your postcode, age and deductible, and we'll show you every Swiss insurer with the official 2026 FOPH tariffs.

Compare insurers nowView 2026 premiums

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Important deadlines

The dates you need to know

Missed deadlines are the most common reason a switch falls through.

30 November

Ordinary cancellation

The last day your basic-insurance cancellation can reach the insurer, effective 1 January of the following year.

31 March

Changing model or deductible

Deadline to cancel for 1 July if you adjust your model or deductible with the same insurer.

+1 month

Special right to cancel

If your premium rises, you can cancel until the end of the following month, e.g. notice in October → cancel by 30 November.

Don't miss the deadline, compare now
Common questions

Answers about switching health insurer

Everything you need to know, explained clearly and concisely.

Start your personal comparison now

Still have questions? Contact us, we're happy to help.

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How much can you save?

A comparison is free and non-binding, and you decide for yourself whether to switch.

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