We accompany the switching process for you
We compare the Swiss health insurers. With your approval, we accompany cancellation of the old policy and registration with the new insurer. You decide whether and when you want to switch.
- Comparison of all insurers
- Cancellation & registration
- CHF 0 service costs
How our switch service works
To your new health insurer in 3 easy steps.
Personal comparison
We calculate the cheapest health insurer based on the approved FOPH tariffs 2026, tailored to place of residence, age and desired model.
Your new insurance
You receive all switch documents fully pre-filled, conveniently by post or email, in person on request.
We switch for you
We prepare cancellation and registration and accompany you through the switching process, on time and without a gap.
Is it worth it?
Is switching health insurer worth it in 2026?
In short: very often. The legally mandated benefits of basic insurance are the same at every health insurer, a treatment is reimbursed the same everywhere. What differs is price, service, handling and refund time.
In 2026, premiums rise on the Swiss average by 4.4%. Switching to the cheapest insurer for you often more than offsets this increase, depending on model and deductible, several hundred to over a thousand francs per year are possible.
Compare for free nowWe only compare officially approved tariffs, transparent and verifiable.
For whom?
When switching pays off most
Is your premium too high?
Many pay far too much for the same legal benefits. We find the cheapest insurer for you in your region.
Trouble with the service?
Long waits or slow refunds? Switching costs you nothing, we take on the effort.
New to Switzerland or moved?
Your premium depends on where you live. After a move or arrival, comparing is especially worthwhile.
New to SwitzerlandFamily?
With the right insurer, deductible and multi-child discounts, families save the most.
Health insurance for familiesConcerns? Understandable.
Is switching complicated or risky? No.
Do I lose benefits?
No. The legally mandated benefits of basic insurance are identical everywhere. You only save on premium.
Can a new insurer reject me?
Not in basic insurance. Health insurers must accept insured persons unconditionally, regardless of age and health.
What does your service cost me?
Nothing. The switch service is free and non-binding for you.
Will there be a coverage gap?
No. We coordinate cancellation and registration so you stay seamlessly insured.
What about my supplementary insurance?
It has its own deadlines and conditions, we review it separately and advise you honestly whether a switch makes sense.
Supplementary insuranceMost important deadline
Don't miss the deadline: 30 November
The ordinary cancellation of basic insurance must arrive at your current insurer by 30 November at the latest (the date of receipt counts, not the postmark). The switch then takes effect on 1 January.
With the ordinary CHF 300 deductible and the standard model, under certain conditions an additional switch on 1 July is possible (cancellation by end of March).
Client voices
What our clients say
"Fast, easy, and I now save over CHF 600 a year. Excellent!"
"I would never have done the switch myself, here I could simply pick and everything ran automatically."
"Finally someone who compares honestly and doesn't push anything on you."
Why us
Why krankenkassen-vergleich.ch?
Insurer-neutral comparison service, online since 2005. We show the FOPH-approved 2026 premiums of all insurers, transparent and verifiable. Free and FADP-compliant. You decide, we handle the implementation.
FADP-compliant
We treat your data confidentially in accordance with the Swiss FADP. No sharing with third parties.
Insurer-neutral
We compare all health insurers, not just 'partners'.
Acceptance guarantee
Basic insurance MUST accept everyone. We guarantee it.
CHF 0 fees
We are paid by the new health insurer, never by you.
FAQ
Frequently asked questions about switching health insurer
The cancellation of basic insurance must arrive at your current insurer by 30 November at the latest (the date of receipt counts, not the postmark). The switch applies from 1 January.
Yes, no costs arise for you. The service is free and non-binding, we are paid by the new health insurer.
No. You sign the authorisation once. We fully handle cancellation with the old insurer and registration with the new insurer.
No. The legally mandated benefits of basic insurance are identical at every health insurer. You save pure premium, without giving up benefits.
Not for basic insurance, acceptance is unconditional, regardless of age and health. For supplementary insurance, rejection is possible.
Our switch advisor contacts you within 24 hours. We handle the rest on time for you. You only sign once.
Ready for a cheaper health insurer?
FOPH-approved 2026 premiums, free handling, you only choose. Start now, before the deadline expires on 30 November.