Wir erledigen den kompletten Wechsel für Sie
Wir vergleichen die besten Krankenkassen, kündigen Ihre alte Police und melden Sie bei der neuen an. Sie unterschreiben nur einmal, den Rest übernehmen wir.
- Vergleich aller Kassen
- Kündigung & Anmeldung
- CHF 0 Servicekosten
So funktioniert unser Wechselservice
In 3 einfachen Schritten zur neuen Krankenkasse.
Persönlicher Vergleich
Wir berechnen die günstigste Krankenkasse anhand der genehmigten BAG-Tarife 2026, abgestimmt auf Wohnort, Alter und Wunschmodell.
Ihre neue Versicherung
Sie erhalten alle Wechselunterlagen vollständig vorausgefüllt, bequem per Post oder E-Mail, auf Wunsch auch persönlich.
Wir wechseln für Sie
Wir bereiten Kündigung und Anmeldung vor und begleiten Sie durch den Wechselprozess, fristgerecht und ohne Lücke.
Is it worth it?
Is switching health insurer worth it in 2026?
In short: very often. The legally mandated benefits of basic insurance are identical at every insurer. A treatment is reimbursed the same way everywhere. What differs is the price, service, processing and refund speed.
In 2026, premiums rise on the Swiss average by 4.4%. Switching to the cheapest insurer for you often more than offsets this increase. Depending on model and deductible, several hundred to over a thousand francs per year are possible.
Compare for free nowWe only compare officially approved tariffs, transparent and verifiable.
Who benefits?
When switching pays off most
Premium too high?
Many pay far too much for the same legal benefits. We find the cheapest insurer for you in your region.
Trouble with service?
Long waits or slow refunds? Switching costs you nothing, we handle the work.
New to Switzerland or moved?
Your premium depends on your address. After a move or arrival, comparing is especially worthwhile.
New to SwitzerlandFamily?
With the right insurer, deductible and multi-child discounts, families save the most.
Health insurance for familiesConcerns? Understandable.
Is switching complicated or risky? No.
Do I lose benefits?
No. The legally mandated benefits of basic insurance are identical everywhere. You only save on premium.
Can a new insurer reject me?
Not in basic insurance. Insurers must accept everyone unconditionally, regardless of age or health.
What does your service cost?
Nothing. The switching service is free and non-binding for you.
Will there be a coverage gap?
No. We coordinate cancellation and registration so you stay seamlessly insured.
What about my supplementary insurance?
It has its own deadlines and conditions. We review it separately and advise honestly whether a switch makes sense.
Supplementary insuranceMost important deadline
Don't miss the deadline: 30 November
The ordinary cancellation of basic insurance must arrive at your current insurer by 30 November at the latest (the receipt date counts, not the postmark). The switch then takes effect on 1 January.
With the standard CHF 300 deductible and standard model, under certain conditions an additional switch on 1 July is possible (cancellation by end of March).
Client voices
What our clients say
"Fast, easy, and I now save over CHF 600 a year. Excellent!"
"I would never have switched on my own. Here I just picked and everything ran automatically."
"Finally someone who compares honestly and doesn't push anything on you."
Why us
Why krankenkassen-vergleich.ch?
Cross-insurer comparison service for over 21 years. We show the FOPH-approved 2026 premiums of every insurer, transparent and verifiable. Free and Swiss data protection compliant. You decide, we handle the rest.
Data protection
Your data stays in Switzerland. Never shared with third parties.
Independent
We compare every insurer, not just 'partners'.
Acceptance guarantee
Basic insurance MUST accept everyone. We guarantee it.
Zero fees
We are paid by the new insurer, never by you.
FAQ
Frequently asked questions about switching
The basic insurance cancellation must arrive at your current insurer by 30 November at the latest (receipt date counts, not postmark). The switch applies from 1 January.
Yes, there are no costs for you. The service is free and non-binding, we are paid by the new insurer.
No. You sign the authorisation once. We handle cancellation with the old insurer and registration with the new one.
No. The legally mandated basic insurance benefits are identical at every insurer. You save pure premium, without giving up benefits.
Not for basic insurance. Acceptance is unconditional, regardless of age or health. For supplementary insurance, rejection is possible.
Our switching advisor contacts you within 24 hours. We handle the rest within the deadlines. You only sign once.
Ready for a cheaper health insurer?
FOPH-approved 2026 premiums, free handling, you just pick. Start now, before the 30 November deadline.