What does supplementary insurance pay for contact lenses?
Daily, monthly or special lenses, fitting and care products are treated differently depending on the insurer and plan. What is decisive are the specific policy conditions, recognised points of purchase and a demonstrable need.
- Plan-dependent
- VVG
- check separately
- Fitting
- insurers compared
- 30+
- start a request
- 2 min
Daily, monthly, multifocal, toric or special lenses may be covered differently.
Care products and fitting at the optician or ophthalmologist are assessed separately in many plans.
A medical indication may be treated differently from a purely comfort-based need. Documentation is often relevant.
Periodic benefit limits, health questions and waiting periods vary by insurer and plan.
Note: Supplementary insurance is governed by the VVG (Federal Insurance Contract Act). Depending on the insurer and plan, health questions, waiting periods, benefit limits, exclusions or reservations may apply. A contract is only binding once the insurer has accepted it.
Let us check which supplementary insurance fits your contact lens needs.
Please do not enter any medical diagnoses or confidential health details here. If such information is needed later, it will be clarified separately in the advisory process or by the insurer.
What to look for with contact lenses.
Document the lens type
Note the type, power and usage. Some products clearly distinguish between daily, monthly and special lenses.
Fitting and point of purchase
Clarify which points of purchase are recognised and whether fitting is regulated separately or included.
Check care products
Care products are covered or treated separately depending on the plan; it is worth a look at the plan sheet.
Limits and conditions
Periodic benefit limits, waiting periods and health questions can be structured differently by insurer and plan.
What to look for when reviewing Contact lenses.
Instead of fixed amounts, what counts is the entire plan logic: scope of benefits, terms, waiting periods, health questions, recognised points of purchase and the fit with your personal needs.
Scope of benefits
- Lens types: Daily, monthly, special lenses depending on the plan
- Care products: included or excluded
- Fitting: separate or included
- Glasses / lenses combination: plan-dependent
Terms & reservations
- Waiting period: may apply
- Health questions: possible
- Periodic limit: e.g. per year or period
- Medical indication: special conditions may apply
Proof & points of purchase
- Recognised point of purchase: optician or ophthalmologist
- Itemised invoice: lens type, power, date
- Prescription / fitting record: may be relevant
- Consultation recommended: find the right plan logic
FINWIWO AG operates as an insurer-neutral insurance broker. Specific benefits, limits and terms vary by insurer and plan. We review relevant Swiss insurers and present suitable options transparently and comprehensibly.
We compare 34 Swiss health insurers
And many more — 34 Swiss health insurers compared in total.
Related topics in the health insurer comparison.
Frequently asked questions, Contact lenses.
The most important answers, compactly summarised. If anything is missing, we'll advise you free of charge.
Does basic insurance pay for contact lenses?+
For everyday use, policyholders generally bear the cost of contact lenses themselves. For certain medical indications, basic insurance benefits are conceivable in individual cases, provided the applicable requirements are met.
Are contact lenses treated differently from glasses?+
Yes, depending on the plan. Some products run a shared vision aids budget, others distinguish between glasses, lenses, care products and fitting. What matters are the specific conditions of your policy.
Are care products and fitting covered?+
That is plan-dependent. Care products and professional fitting are covered in some products, and separately regulated or excluded in others.
Are there waiting periods?+
Waiting periods may apply depending on the insurer and plan and can be structured differently.
Which documents are important?+
Typically an itemised invoice with lens type, power and date, plus a prescription or fitting record where applicable.
Why is a personal review worthwhile?+
Because lens type, medical need, points of purchase and plan conditions interact. A personal review helps find a solution that fits your needs.
Ready for the right vision-aid protection?
Start the request in 2 minutes. The personal review happens after submission. Waiting periods and acceptance conditions may apply depending on the insurer and plan; a contract is only binding once the insurer has accepted it.