Dental insurance in the health insurance comparison
Dental care, dental correction and dental prosthetics: supplementary dental insurance varies by provider, plan and acceptance conditions. We assess your needs and review suitable options.
VVG note: Supplementary insurance is governed by the Swiss Insurance Contract Act (VVG). Benefits, premiums and acceptance conditions vary by provider and plan. Depending on the product, health questions, waiting periods, benefit limits, exclusions or reservations may apply. A policy becomes binding only after review and acceptance by the insurer.
Compare supplementary insurance
Tell us which supplementary insurance you'd like to look into. We'll compare the options that fit and get back to you with the next steps.
To make the comparison worthwhile, we start by capturing your needs and your current situation.
- Free & non-binding
- Insurer-neutral comparison
- Personal consultation
- Data protection under Swiss FADP
- Who forStep 1: Who for
- BenefitsStep 2: Benefits
- SupportStep 3: Support
- ContactStep 4: Contact
Step 1 of 4 · Who for
VVG note: Supplementary insurance is governed by the Swiss Insurance Contract Act (VVG). Depending on the provider and plan, health questions, waiting periods, benefit caps, exclusions or reservations may apply. A service provided by FINWIWO AG.
What matters with this supplementary insurance
Dental care and prophylaxis
Many plans provide partial benefits for dental hygiene, check-ups and simple treatments. The specific conditions depend on the plan.
Dental correction (orthodontics)
Braces for children and adults may be partially covered depending on the plan. Waiting periods and limits are possible.
Dental prosthetics
Crowns, bridges or implants may be partially reimbursed depending on the plan. The conditions vary widely between providers.
Children and families
Family-oriented plans can make sense when children are co-insured. A personal review helps with the selection.
What to look out for when reviewing
- Covered benefits
Check which treatments (care, correction, replacement) are included in the plan.
- Waiting periods and limits
Waiting periods and annual or multi-year limits vary by provider and plan.
- Health questions
Supplementary dental insurance may ask health questions and about your dental status or prior dental findings.
- Switching and cancellation
Existing supplementary dental insurance should only be cancelled once a new policy has been accepted in writing.
A service by FINWIWO AG · non-tied insurance intermediary · free and non-binding
Frequently asked questions
Does basic insurance cover dental treatment?
Basic insurance (KVG) covers dental treatment only in narrowly defined exceptional cases, for example unavoidable diseases of the masticatory system or as a result of accidents with accident cover. Routine dental care, corrections or dental prosthetics generally have to be covered through supplementary insurance.
What can supplementary dental insurance provide?
Depending on the plan, partial benefits may be provided for prophylaxis, dental hygiene, corrections and dental prosthetics. Reimbursement rates, limits and waiting periods differ by provider and plan.
Do waiting periods apply?
Many supplementary dental plans include waiting periods, especially for more extensive treatments. An early review is advisable.
When should I take out dental insurance?
Ideally when no major dental problems are known. Existing findings can lead to reservations or to rejection of the application.
What applies to children?
For children, dental insurance can be worthwhile, particularly with a view to later corrections. Conditions, waiting periods and limits differ by provider and plan.
For mandatory basic insurance (KVG), please use our premium calculator. This page concerns supplementary insurance (VVG). A policy becomes binding only after review and acceptance by the insurer.