Premium Calculator 2026
Compare the basic insurance premiums of all insurers based on the FOPH-approved 2026 tariffs.
All calculators
Deductible Calculator
Find out which deductible (CHF 300 to 2500) saves you the most in the long run.
Premium-Subsidy Check
Check in about 1 minute whether you qualify for a premium subsidy in your canton.
Switching Service
Switch health insurer without the paperwork: we handle cancellation and registration for you, free of charge.
Why we offer these calculators
Health insurance premiums are among the biggest fixed expenses in a Swiss household. Yet a large part of the population never compares, and many eligible people never claim the premium subsidy they are entitled to. We want to change that.
Our calculators use the official premium data approved by the Federal Office of Public Health (FOPH). They are insurer-neutral and not run by a single health insurer. The goal is simple: no one should pay more than necessary, and no one should miss out on entitlements just because the information is too complicated.
- Free & non-binding
All tools without login, at no cost.
- Real 2026 FOPH tariffs
Comparison based on the official premiums.
- For every canton
Takes region, age and deductible into account.
Continue with the health insurance comparison
Ready to save?
Start with the 2026 premium calculator and see in 2 minutes how much you could save by switching.
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