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DIFFERENCE: BASIC & SUPPLEMENTARY INSURANCE
The indispensable addition
It is not easy to get an overview of all the different benefits and premiums.
Compulsory basic insurance guarantees all Swiss citizens only basic medical care. These legally predefined benefits are completely the same for all health insurance companies. With a health insurance comparison, you can compare the different premiums for the same benefits.
For people who want more benefits, there is supplementary insurance. This offers an extension of the range of benefits and is fully customizable to individual needs. However, the insurer can decide whether or not to accept people who are interested in supplementary insurance.
The so-called freedom of contract applies here. Supplementary insurance supplements basic insurance in the following areas: Cost contributions for glasses, prevention, protection abroad, complementary medicine, braces, and much more.
Fully insured with the right supplements
With supplementary insurance, you supplement the minimum benefits of basic insurance and benefit from high premiums. A large number of supplementary outpatient insurance policies are available, for example for maternity, alternative medicine, visual aids, emergencies abroad, psychotherapy by psychologists without recognized medical training or transport and rescue costs. Contributions for glasses and contact lenses, your fitness subscription and alternative medical treatments such as acupuncture, homeopathy and much more.
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Supplementary fitness insurance
Doing sport is a good thing. The good news is that there are supplementary insurance policies that contribute up to CHF 1,000 a year towards health-promoting measures, such as a fitness subscription.
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Alternative medicine supplement
Today, alternative medicine is seen as a valuable complement to conventional medicine in order to strengthen health and address certain health complaints.
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Supplementary outpatient insurance
With supplementary outpatient insurance, you benefit from comprehensive benefits and are also covered against rescue transport costs. Whether from abroad or from one canton to another.
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Supplementary dental insurance
This is a private supplementary insurance that is worthwhile for adults and especially for children. You benefit from 100% dental savings cover, high family discounts and more.
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Supplementary hospital insurance
On admission to hospital, you can choose whether you would like to be treated on a general, semi-private or private basis, in a single or double room or by a senior physician or head physician.
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Contributions for glasses & lenses
Taking out supplementary insurance guarantees high premiums for visual aids. This type of supplementary insurance is available for less than CHF 10 per month.
